diff --git a/kallithea/bin/kallithea_cli_config.py b/kallithea/bin/kallithea_cli_config.py
--- a/kallithea/bin/kallithea_cli_config.py
+++ b/kallithea/bin/kallithea_cli_config.py
@@ -62,6 +62,7 @@ def config_create(config_file, key_value
 
     mako_variable_values = {
         'git_hook_interpreter': sys.executable,
+        'user_home_path': os.path.expanduser('~'),
     }
     ini_settings = defaultdict(dict)
 
diff --git a/kallithea/lib/paster_commands/template.ini.mako b/kallithea/lib/paster_commands/template.ini.mako
--- a/kallithea/lib/paster_commands/template.ini.mako
+++ b/kallithea/lib/paster_commands/template.ini.mako
@@ -331,6 +331,9 @@ ssh_enabled = false
 
 <%text>## File where users' SSH keys will be stored *if* ssh_enabled is true.</%text>
 #ssh_authorized_keys = /home/kallithea/.ssh/authorized_keys
+%if user_home_path:
+ssh_authorized_keys = ${user_home_path}/.ssh/authorized_keys
+%endif
 
 <%text>## Path to be used in ssh_authorized_keys file to invoke kallithea-cli with ssh-serve.</%text>
 #kallithea_cli_path = /srv/kallithea/venv/bin/kallithea-cli